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Corporate Programs
BG+ Classic Standard / BG+ Classic Elite is a health care program with an add-on group life insurance designed specifically for small businesses with 5 to 19 employees.
Health Advantage Program (HAP) is a health care program for corporate accounts with 5 to 300 employees that offers comprehensive health care benefits. It also offers full waiver of pre-existing conditions, waiver of pre-existing conditions, option for a clinic or hospital base access, Maximum Benefit Limit (MBL) applies to almost all covered benefits and coverage extended up to 64 years old.
Comprehensive Care Program (for small to jumbo accounts) offers tailor-fit health care benefits with out-patient care emergency treatment, preventive health care, and in-patient services for companies with 5 or more employees.
> Classic Program - Members are required to avail primary medical needs from PhilCare clinics or PhilCare
Primary Care physicians.
> Preferred Program - Members may directly access PhilCare Preferred Clinics/Health Facilities for primary
care and out-patient services, including referrals to PhilCare Affiliated Specialists and
referrals for diagnostic procedures not available in the PhilCare Preferred Clinics.
> Premiere Program - Members may directly access PhilCare Preferred Clinics or PhilCare Affiliated Hospitals
through the office of the PhilCare coordinators or PhilCare Authorized LOA Issuer for
specialist consultations and necessary diagnostic and therapeutic procedures.
IP Care Program - Hospitalization Health Care Services Only
Health Management Program (HMP) is a unique health program offered to corporate clients who would like their self-insured health care programs administered and managed. The client, in consultation with PhilCare, designs the health care package within a specific budget for the health care needs of the company, which may include out-patient services, in-patient services or both.
Health Advantage Program (HAP) is a health care program for corporate accounts with 5 to 300 employees that offers comprehensive health care benefits. It also offers full waiver of pre-existing conditions, waiver of pre-existing conditions, option for a clinic or hospital base access, Maximum Benefit Limit (MBL) applies to almost all covered benefits and coverage extended up to 64 years old.
Comprehensive Care Program (for small to jumbo accounts) offers tailor-fit health care benefits with out-patient care emergency treatment, preventive health care, and in-patient services for companies with 5 or more employees.
> Classic Program - Members are required to avail primary medical needs from PhilCare clinics or PhilCare
Primary Care physicians.
> Preferred Program - Members may directly access PhilCare Preferred Clinics/Health Facilities for primary
care and out-patient services, including referrals to PhilCare Affiliated Specialists and
referrals for diagnostic procedures not available in the PhilCare Preferred Clinics.
> Premiere Program - Members may directly access PhilCare Preferred Clinics or PhilCare Affiliated Hospitals
through the office of the PhilCare coordinators or PhilCare Authorized LOA Issuer for
specialist consultations and necessary diagnostic and therapeutic procedures.
IP Care Program - Hospitalization Health Care Services Only
Health Management Program (HMP) is a unique health program offered to corporate clients who would like their self-insured health care programs administered and managed. The client, in consultation with PhilCare, designs the health care package within a specific budget for the health care needs of the company, which may include out-patient services, in-patient services or both.
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