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Premiere Global
A TOP-OF-THE-LINE HEALTH CARE PROGRAM 
FOR THE GLOBE-TROTTING EXECUTIVE
With the globalize business environment, the world is at your doorstep. As you company's representative abroad, you have to focus on the agenda at hand. You cannot afford to be distracted by concerns like access to emergency health care when traveling overseas.
The Global Care Program - a health care plan and travel insurance in one - is the perfect companion to the executive who travels. This plan has three main features: Medical coverage anywhere in the world, travel insurance and top-of-the-line health care plan in the Philippines.
PhilCare's Global Care Program offers medical emergency care coverage when traveling overseas, service from top specialists here and abroad, and a free 24-hour Worldwide Travel Assistance Service.
A truly revolutionary health plan, it even provides lost and delayed baggage assistance services, lost passport service and evacuation and repatriation services, among others.
BENEFITS:
| Premiere Global Private | Premiere Global Suite | |
|---|---|---|
| Room Type | Private | Suite |
| Daily Room Rate | Open | Open |
| Annual Benefit Limit (one limit for all illnesses per year) |
P 1 Million | P 2 Million |
| Special modalities of Treatment | Up to Plan Limit |
|
| APE Package | Executive check-up feature with treadmill | |
Annual Executive Check-up Package (Out-patient) at PhilCare and designated clinics
> Review of Medical History
> Physical Examination
> Chest X-ray
> Urinalysis
> Fecalysis
> Complete Blood Count (CBC)
> ECG for age 35 & above
> Pap Smear for all females age 35 & above
> Fasting Blood Sugar (FBS)
> Blood Urea Nitrogen (BUN)
> Cholesterol
> Creatinine
> Triglyceride
> Low Density Lipoprotein (LDL)
> High Density Lipoprotein (HDL)
> TREADMILL TEST
Out-patient Services
> Consultations, including specialists' evaluation
> First aid treatment of injury or illness
> Emergency medicine for the immediate relief of symptoms
> Necessary x-ray, laboratory and other diagnostic exams
> Minor surgery not requiring confinement
> Eye, ear, nose, and throat (EENT) care
> Pre-natal and Post-natal consultations at PhilCare clinics
In-patient Services (Hospitalization)
> Services of a Physician including surgical services
> Room and Board according to the type of room accommodation and subject to the maximum rate of Daily
Room and Board as stated in the Member's Benefit Schedule
> General Nursing Service
> Use of operating room and recovery room
> Anesthesia and its administration
> Drug and medication during confinement
> Confinement in Intensive Care Unit up to the maximum benefit limit
> Other services deemed medically necessary such as but not limited to:
o Oxygen and its administration
o Dressings, plaster casts and other medical supplies
o Laboratory tests, x-rays and other necessary diagnostic services
o Blood and other blood elements transfusion including screening and cross-matching subject to
General Exclusions.
o Dialysis, chemotherapy and similar treatment procedures except occupational therapy up to the
maximum benefit limit.
Preventive Health Care
> Administration of vaccine (excluding the cost of vaccine & determination of susceptibility)
> Consultations and advice on diet, exercise & other healthful habits
> Periodic monitoring of health problems
> Family planning counseling
P100,000 Term Life Insurance
P100,000 Accidental Death & Disablement
Special Modalities of Treatment
PhilCare offers coverage of special modalities of treatment such as Laparoscopic Cholesystectomy*, Lithotripsy*, Magnetic Resonance Imaging (MRI) and Nuclear Radioactive Isotope Scan, etc. up to the Maximum Benefit Limit.
*The availment of Laparoscopic Cholesystectomy and Lithotripsy is limited only to once per contract year. When you choose these modalities of treatment, PhilCare shall no longer be liable for the cost of further traditional mode of treatment/diagnostic tests for the same illness should be necessary.
Point-of-Service Option
You can avail the services of non-affiliated doctors and/or non-affiliated hospitals in the Philippines for of hospitalization benefits, whether emergency or non-emergency. With this, you may avail your hospitalization benefits even without authorization from PhilCare as long as the hospitalization is prescribed by a qualified physician.
For out-patient benefits, you may go directly to any specialist even without prior authorization from PhilCare. Laboratory or diagnostic exams, however, must be done in a PhilCare clinic.
Note: In any of the above cases where the services were rendered by a non-affiliated provider or there was no prior authorization from PhilCare, you will have to advance the payment to the doctor and hospital. You may also be charged by the doctor according to the doctor's private fees. You shall then be reimbursed 80% of the health care expenses that you incurred but not to exceed 80% of what PhilCare would have paid had you been treated by an affiliated physician in an affiliated hospital.
Optional Dental Benefits
Package 1 - (Standard Package)
> Annual dental examination and consultations
> Emergency out-patient dental treatment to be availed at accredited dental clinics only
> Oral Prophylaxis once a year (light cases only)
> Simple tooth extractions
> Restorative and prosthodontics treatment planning
> Temporary fillings - unlimited as needed
> Desensitization of hypersensitive teeth
> Recementation of loose crowns, inlays and onlays
> Dental Nutrition and dietary counseling
> Dental Health education
> Pre-natal check of teeth and gums
> Temporo mandibular joint consultation
> Gum treatment for cases like inflammation or bleeding
Package 2 - Package 1 + 2 lightcure surfaces
Package 3 - Package 2 + 1 additional Prophylaxis
Medical Coverage Anywhere in the World
Wherever your work or business takes you, rest assured that Premiere Global Program is there to safeguard your health. Now you have access to a network of medical experts and reliable hospitals all over the world should you need medical attention during your journey.
Consider the following benefits:
> Up to P2 Million reimbursement for expenses incurred overseas due to sickness or accident suffered during
the trip.
> Up to P2 Million lump sum benefit for death or dismemberment due to accident suffered during the trip.
> Coverage for transportation and accommodation expenses of an adult family member if insured is
hospitalized to take care of your minor children who are traveling with you and accompany them
home in the event you are hospitalized during the trip.
> Coverage for arrangement and payment for the transportation and accommodation expenses of an
adult family member if the insured is hospitalized for more than five (5) days during the trip and no
adult family member is with you.
> Coverage for arrangement and payment for the return of the mortal remains to the Philippines or the
normal place of residence in the event of death due to sickness or accidents suffered during the trip.
Travel Insurance
> Up to P150,000 coverage for Loss of travel fare and/or accommodation expenses paid in advance and
not refundable if the trip had to be cancelled within 30 days before departure date.
> Up to P150,000 coverage for loss of travel fare and/or accommodation expenses paid in advance and
not refundable if after commencement of the trip the insured had to return to Philippines due to pre-defined
events.
> Up to P2,000 per 12 hours reimbursement for delay of flight for more than 12 hours due to severe weather
conditions, strike of airline personnel or equipment failure of aircraft.
> Up to P2 Million coverage against legal liability for bodily injury or property damage to third parties due to
insured's negligence.
> Up to P50,000 reimbursement for costs of additional hotel, travel and communications expenses necessary
in obtaining replacement of lost passport or visa
> Baggage protection
> DELAY - reimburses purchase of necessary clothing and toiletries if checked-in baggage is delayed for
more than 12 hours (up to P5,000 per 12 hours).
> LOSS - pays actual or replacement cost of baggage lost due to theft up to P50,000 subject to limit for any
one item.
> DAMAGE - repairs or re-insures baggage (with wear and tear) damaged while in the possession of the
hotel staff or common carrier.
FREE access to the Travel Guard 24-hour Emergency Hotline. In case of emergency, all you have to do is call collect (632) 878-1280 (Philippines) or (603) 2772-5672 (Malaysia) anytime from anywhere in the world.
MEDICAL ASSISTANCE SERVICES
> Telephone medical advice
> Medical service provider referral
> Evacuation and repatriation service
> Arrangement of appointment with doctors
> Arrangement of hospital admission
> Monitoring of medical condition when hospitalized
> Coordination of insurance coverages.
TRAVEL-RELATED SERVICES
> Pre-trip assistance service
> Lost/delayed baggage assistance service
> Legal assistance service
> Lost passport service
> Emergency cash transfers assistance service
> Emergency ticket assistance service
> Review of Medical History
> Physical Examination
> Chest X-ray
> Urinalysis
> Fecalysis
> Complete Blood Count (CBC)
> ECG for age 35 & above
> Pap Smear for all females age 35 & above
> Fasting Blood Sugar (FBS)
> Blood Urea Nitrogen (BUN)
> Cholesterol
> Creatinine
> Triglyceride
> Low Density Lipoprotein (LDL)
> High Density Lipoprotein (HDL)
> TREADMILL TEST
Out-patient Services
> Consultations, including specialists' evaluation
> First aid treatment of injury or illness
> Emergency medicine for the immediate relief of symptoms
> Necessary x-ray, laboratory and other diagnostic exams
> Minor surgery not requiring confinement
> Eye, ear, nose, and throat (EENT) care
> Pre-natal and Post-natal consultations at PhilCare clinics
In-patient Services (Hospitalization)
> Services of a Physician including surgical services
> Room and Board according to the type of room accommodation and subject to the maximum rate of Daily
Room and Board as stated in the Member's Benefit Schedule
> General Nursing Service
> Use of operating room and recovery room
> Anesthesia and its administration
> Drug and medication during confinement
> Confinement in Intensive Care Unit up to the maximum benefit limit
> Other services deemed medically necessary such as but not limited to:
o Oxygen and its administration
o Dressings, plaster casts and other medical supplies
o Laboratory tests, x-rays and other necessary diagnostic services
o Blood and other blood elements transfusion including screening and cross-matching subject to
General Exclusions.
o Dialysis, chemotherapy and similar treatment procedures except occupational therapy up to the
maximum benefit limit.
Preventive Health Care
> Administration of vaccine (excluding the cost of vaccine & determination of susceptibility)
> Consultations and advice on diet, exercise & other healthful habits
> Periodic monitoring of health problems
> Family planning counseling
P100,000 Term Life Insurance
P100,000 Accidental Death & Disablement
Special Modalities of Treatment
PhilCare offers coverage of special modalities of treatment such as Laparoscopic Cholesystectomy*, Lithotripsy*, Magnetic Resonance Imaging (MRI) and Nuclear Radioactive Isotope Scan, etc. up to the Maximum Benefit Limit.
*The availment of Laparoscopic Cholesystectomy and Lithotripsy is limited only to once per contract year. When you choose these modalities of treatment, PhilCare shall no longer be liable for the cost of further traditional mode of treatment/diagnostic tests for the same illness should be necessary.
Point-of-Service Option
You can avail the services of non-affiliated doctors and/or non-affiliated hospitals in the Philippines for of hospitalization benefits, whether emergency or non-emergency. With this, you may avail your hospitalization benefits even without authorization from PhilCare as long as the hospitalization is prescribed by a qualified physician.
For out-patient benefits, you may go directly to any specialist even without prior authorization from PhilCare. Laboratory or diagnostic exams, however, must be done in a PhilCare clinic.
Note: In any of the above cases where the services were rendered by a non-affiliated provider or there was no prior authorization from PhilCare, you will have to advance the payment to the doctor and hospital. You may also be charged by the doctor according to the doctor's private fees. You shall then be reimbursed 80% of the health care expenses that you incurred but not to exceed 80% of what PhilCare would have paid had you been treated by an affiliated physician in an affiliated hospital.
Optional Dental Benefits
Package 1 - (Standard Package)
> Annual dental examination and consultations
> Emergency out-patient dental treatment to be availed at accredited dental clinics only
> Oral Prophylaxis once a year (light cases only)
> Simple tooth extractions
> Restorative and prosthodontics treatment planning
> Temporary fillings - unlimited as needed
> Desensitization of hypersensitive teeth
> Recementation of loose crowns, inlays and onlays
> Dental Nutrition and dietary counseling
> Dental Health education
> Pre-natal check of teeth and gums
> Temporo mandibular joint consultation
> Gum treatment for cases like inflammation or bleeding
Package 2 - Package 1 + 2 lightcure surfaces
Package 3 - Package 2 + 1 additional Prophylaxis
Medical Coverage Anywhere in the World
Wherever your work or business takes you, rest assured that Premiere Global Program is there to safeguard your health. Now you have access to a network of medical experts and reliable hospitals all over the world should you need medical attention during your journey.
Consider the following benefits:
> Up to P2 Million reimbursement for expenses incurred overseas due to sickness or accident suffered during
the trip.
> Up to P2 Million lump sum benefit for death or dismemberment due to accident suffered during the trip.
> Coverage for transportation and accommodation expenses of an adult family member if insured is
hospitalized to take care of your minor children who are traveling with you and accompany them
home in the event you are hospitalized during the trip.
> Coverage for arrangement and payment for the transportation and accommodation expenses of an
adult family member if the insured is hospitalized for more than five (5) days during the trip and no
adult family member is with you.
> Coverage for arrangement and payment for the return of the mortal remains to the Philippines or the
normal place of residence in the event of death due to sickness or accidents suffered during the trip.
Travel Insurance
> Up to P150,000 coverage for Loss of travel fare and/or accommodation expenses paid in advance and
not refundable if the trip had to be cancelled within 30 days before departure date.
> Up to P150,000 coverage for loss of travel fare and/or accommodation expenses paid in advance and
not refundable if after commencement of the trip the insured had to return to Philippines due to pre-defined
events.
> Up to P2,000 per 12 hours reimbursement for delay of flight for more than 12 hours due to severe weather
conditions, strike of airline personnel or equipment failure of aircraft.
> Up to P2 Million coverage against legal liability for bodily injury or property damage to third parties due to
insured's negligence.
> Up to P50,000 reimbursement for costs of additional hotel, travel and communications expenses necessary
in obtaining replacement of lost passport or visa
> Baggage protection
> DELAY - reimburses purchase of necessary clothing and toiletries if checked-in baggage is delayed for
more than 12 hours (up to P5,000 per 12 hours).
> LOSS - pays actual or replacement cost of baggage lost due to theft up to P50,000 subject to limit for any
one item.
> DAMAGE - repairs or re-insures baggage (with wear and tear) damaged while in the possession of the
hotel staff or common carrier.
FREE access to the Travel Guard 24-hour Emergency Hotline. In case of emergency, all you have to do is call collect (632) 878-1280 (Philippines) or (603) 2772-5672 (Malaysia) anytime from anywhere in the world.
MEDICAL ASSISTANCE SERVICES
> Telephone medical advice
> Medical service provider referral
> Evacuation and repatriation service
> Arrangement of appointment with doctors
> Arrangement of hospital admission
> Monitoring of medical condition when hospitalized
> Coordination of insurance coverages.
TRAVEL-RELATED SERVICES
> Pre-trip assistance service
> Lost/delayed baggage assistance service
> Legal assistance service
> Lost passport service
> Emergency cash transfers assistance service
> Emergency ticket assistance service