Corporate and SME Health Plans

Comprehensive Group Programs
Employers can fully customize the amount and conditions of coverage and can also opt to include benefit riders to the plans.

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SME Product
Employers can choose to pay for group premium and PhilCare will take care of all agreed and coverable services
• Baby Group Plus (BG +)
• Health Advantage Program (HAP)

Medical Insurance
A reimbursement plan that provides payment for actual, necessary, reasonable and customary/standard hospital expenses incurred for confinement/hospitalization, as a result of sickness or injury based on a defined schedule of benefits. The plan allows the patient to choose his/her own doctor and hospital. Member may avail of medical services and treatment in PhilCare’s affiliated hospitals without initial cash-out, subject to company’s schedule of benefits and hospital access. The member only needs to present the Letter of Authority (LOA) issued by PhilCare to the hospital.

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Managed Health Plan
(Third Party Authorization – TPA)
This is a self-insured healthcare agreement where the client designs the care budget within a specific budget for the healthcare need of the company.Unbundled Program
This is an excellent entry-level customizable health program that can help new and emerging companies provide hospitalization care services coverage for their teams.
Know more about PhilCare at www.philcare.com.ph/about-us.